APPOINTMENT_DATE

EVACDT

This is the delinquency letter appointment date. This field is entered when you select Action Code 210 on the Letters and Actions screen. This is the date the account owners should have contacted you or made a payment before action is taken. See the Event 23 Sample Letters for an example of how to use this field in your event letters.

APPOINTMENT_TIME

EVTIME

This is the delinquency letter appointment time. This field is entered when you select Action Code 211 on the Letters and Actions screen. The delinquency letter time is entered in the corresponding action date field as 01-HH-MM, where 01 is the month (e.g., 01=January, 02=February, 03=March, etc.), HH = hours, and MM = minutes, used in event 23 and 24 only).

ARM 2ND NEXT RATE CHANGE DATE

LNAMDT + LNAMFQ

Next rate change date plus a rate change frequency

ARM 2ND P/I CHANGE DATE

LNPIEF + LNAMPC

Next payment change date plus a payment change frequency

ARM NEXT ACCRUAL RATE

LNAMNA

Next accrual rate

ARM NEXT P/I PAYMENT

LNPINX

Next principal/interest payment

DATE OF LAST PAYMENT

LNDTLP

This field shows the date that the last payment was posted. If a payment reversal (tran code 608) occurs, the system will look in the collection history for the previous last payment date and enter that date in this field. The last payment date is reported to the credit bureau. It is updated as payment activity occurs on the loan.

Note: The loan transaction 590 (Charge LIP Interest to LIP Undisbursed Balance) also updates the date of last payment. However, the reversal of this transaction will not change the last payment date.

DELINQUENCY DEMAND DATE

Date calculated using demand days (see below); alpha or numeric.

DELINQUENCY DEMAND DAYS

Number of days that will be added to the date the event letter is created. Demand days are set up by loan type on the Delinquency Demand Days screen (function 805/806) in GOLD Services (Application 8).

Example: Loan type 12 is set up for 10 demand days. The night the event letter is created, the program adds 10 days to the current run date and displays that date here.

FHA/VA ACCOUNT NUMBER

LNFVNO

This is the FHA- or VA-assigned number for this loan.

Note: The institution’s FHA servicer number is set up with institution option H FHAC. If you are servicing FHA loans, this must be set up in order for it to appear on the event letter. If you would like this option, please send in a work order.

INVESTOR ACCOUNT NUMBER

LNIACT

This is the account number assigned by the investor to this loan, if there is one.

LAST INDEX

LNAPIN

Last Index Rate on Loans > Account Information > ARM Information screen, ARM Detail tab

LATE CHARGE VARIANCE

LNPDUE

Late charge variance–amount of the regular payment not paid because late charges were paid

NEW TOTAL PAYMENT

LNPINX+LNR1NX+LNR2NX-LNSNXT

Next P/I payment + next Escrow payment + next Reserve payment - next subsidy payment. If next payments are zero, then current payments are used for calculating new total payment.

OLD TOTAL PAYMENT

LNPICN+LNR1CN+ LNR2CN-LNSCON

P/I payment + Escrow payment + Reserve payment - subsidy payment

ORIGINAL ADD ON AMOUNT

LNOADD

Total of amounts added on to the principal

ORIGINAL APR

LNOAPR

Annual percentage rate of the loan

SOLD AS OF DATE

LNASOF

This field will show the date the loan is sold as of, whether it is a due date, paid-to-date, or an actual date when the loan is sold using the Loans > Investor Reporting > Sell Loan to Investor function.

TOTAL LATE CHARGE AND FEE VARIANCE

CALC

Late charge variance plus total loan fee variance

TOTAL LOAN FEES VARIANCE

LNVPRN

Total loan fees variance–the amount of the regular payment that was not paid because of loan fees