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The transmission of X937 files will be customized for each organization. After FPS GOLD receives the daily file, it will be separated by transit items and on-us items. Transit items will be sent out to FRB or the correspondent processor, and on-us items will be processed. X937 files are stored on a server at FPS GOLD to be used for X937 Research, image viewing/printing, and Image Replacement Documents (IRD).