Navigation: Institution Options Screen > GOLD ExceptionManager Tab > General Tab >
GEM Cutoff Time for ACH
Entry: User, time
F/M: No
Mnemonic: OIRTIM
Institution Option: RTIM
FPS GOLD will enter the cut-off time (based on Mountain Standard) by which your institution's exceptions for ACH items should be handled. This time should coincide with the Federal Reserve Bank's deadline. You will have to handle them on the next business day.