Navigation:  Institution Options Screen > GOLD ExceptionManager Tab > Deposits Tab > NSF Options field group > Charge NSF Fee - Negative ATM/POS

Entry: User, checkbox

F/M: Yes

Mnemonic: OINSFF

 

Institution Option: NSFF

 

If checked, non-sufficient funds fees will be assessed when an ATM or POS transaction takes the account negative or more negative. Other options for the de-minimis amount and the minimum transaction amount should also be set in order to meet FDIC Best Practices for courtesy overdraft on ATM/POS transactions.

 

See Also:

De-Minimus Amount for Negative Fee

Minimum Transaction Amount for Negative Fee