Navigation:  Overview > List of Loan System Events

The following is a list of Loan system events, followed by applicable event fields you can use to create the event letter. For more detailed information concerning the loan side of GOLD EventLetters, see Loan Event Processing.

 

 

 

 

 

The following loan event fields are currently available for use:

 

CIS Fields (All Events):

ACCOUNT FIRST MIDDLE LAST NAME 1
ACCOUNT FIRST NAME 1 ACCOUNT LAST NAME 1
ACCOUNT SUFFIX 1
ACCOUNT FIRST MIDDLE LAST NAME 2
ACCOUNT FIRST NAME 2
ACCOUNT LAST NAME 2
ACCOUNT SUFFIX 2
ACCOUNT FIRST MIDDLE LAST NAME 3
ACCOUNT FIRST NAME 3
ACCOUNT LAST NAME 3
ACCOUNT SUFFIX 3
ACCOUNT FIRST MIDDLE LAST NAME 4
ACCOUNT FIRST NAME 4
ACCOUNT LAST NAME 4
ACCOUNT SUFFIX 4
IRS OWNER FIRST MIDDLE LAST NAME
IRS OWNER FIRST NAME
IRS OWNER LAST NAME
IRS OWNER MIDDLE NAME
IRS OWNER SSN
IRS OWNER SUFFIX
IRS OWNER TITLE
LABEL LINE 1
LABEL LINE 2
LABEL LINE 3
LABEL LINE 4
LABEL LINE 5
LABEL LINE 6

LEGAL DESCRIPTION (Ten repetitions of this field. Will display the first 9 lines of the legal description or 540 characters (whichever comes first).)

MAIL ADDRESS CITY
MAIL ADDRESS CITY STATE ZIP
MAIL ADDRESS LINE 1
MAIL ADDRESS LINE 2
MAIL ADDRESS STATE
MAIL ADDRESS ZIP
MAIL ADDRESS ZIP4

NUMBER DWELLING UNITS (LODWEL)
PROPERTY ADDRESS CITY
PROPERTY ADDRESS CITY STATE ZIP
PROPERTY ADDRESS LINE 1
PROPERTY ADDRESS LINE 2
PROPERTY ADDRESS STATE
PROPERTY ADDRESS ZIP
PROPERTY ADDRESS ZIP4

 

Common Event Fields (All Loan Events):

ACCRUED INTEREST
APPOINTMENT DATE
APPOINTMENT TIME
APPRAISAL AMOUNT
APPRAISAL DATE
ARM 1ST RATE CHANGE DATE
ARM ACCRUAL RATE
ARM ACCRUAL RATE LIFETIME MAX
ARM ACCRUAL RATE LIFETIME MIN
ARM ACCRUAL RATE MAX PTS DOWN
ARM ACCRUAL RATE MAX PTS UP
ARM ACCRUAL RATE OFFSET
ARM MAX PRINCIPAL BALANCE
ARM NEXT ACCR RATE CHANGE DATE
ARM P/I PAYMENT CHANGE DATE
ASSET CLASSIFICATION
BALLOON DATE
BANK ROUTING NUMBER
BANK SOURCE ACCOUNT NUMBER
COLLATERAL DESCRIPTION
CURRENT LTV
DATE INTEREST PAID TO
DATE LAST ACCRUED
DATE LAST LATE
DATE OF LAST CHECK
DATE OPENED
DUE DATE
EFFECTIVE RATE X

ESCROW BAL PLUS RESERVE BAL
ESCROW BALANCE
ESCROW CON PLUS RESERVE CON
ESCROW PAYMENT
EVENT DATE (IN ALPHA FORMAT; FOR EXAMPLE: JANUARY 1, 2002 INSTEAD OF 01-01-02.)
EXTRA PRINCIPAL
FORMATTED LOAN NUMBER (USES XXXX-XXXXXX-XX)

FORMATTED LOAN NUMBER NO LEAD ZERO
INSURER CODE
INTEREST CALCULATION CODE
INTEREST RATE
INVESTOR GROUP
INVESTOR MASTER
INVESTOR NAME
LATE CHARGES
LATE CHARGES AND FEES
LATE CHARGE PROJECTED
LATE RATE

LEGAL DESCRIPTION
LINE OF CREDIT LIMIT
LIP ACCRUED INTEREST LIP CUSTOMER BALANCE
LIP DISBURSED BALANCE
LIP INTEREST RATE
LIP LIFETIME MAX
LIP LIFETIME MIN
LIP RATE OFFSET
LIP UNDISBURSED BALANCE
LOAN FEES
LOAN OFFICER NUMBER
MATURITY DATE
MISCELLANEOUS FUNDS
NEXT PAYMENT DUE

NEXT PAYMENT PRINCIPAL PORTION

NEXT PAYMENT INTEREST PORTION
NEXT PMT WITH EXTRA PRINCIPAL
NUMBER PAYMENTS DELINQUENT
ORIGINAL PRINCIPAL BALANCE
P/I PAYMENT
PARTIAL OR APPLIED TO PAYMENTS
PAYMENT FREQUENCY
PER DIEM
PRIME LOWER LIMIT
PRIME UPPER LIMIT
PRINCIPAL BALANCE
RATE OFFSET MARGIN

RATE ROUNDING FACTOR (displays as 1/4th, 1/8th, 1/10th, 1/16th, or none)
REMAIN PORTION DUE
REMAINING TERM
RESERVE BALANCE
RESERVE PAYMENT
SECURED ACCOUNT NUMBER (places X’s in part of the account number, e.g., XXXX-XX1234-12)
SECURITY ACCOUNT
SUBSIDY BALANCE
SUBSIDY PAYMENT
TERM OF LOAN
TIMES 30 LATE LAST 12 MONTHS
TIMES 60 LATE LAST 24 MONTHS
TIMES LATE
TIMES LATE 10 TO 29
TIMES LATE 30 TO 59
TIMES LATE 60 TO 89
TIMES LATE 90 OVER
TIMES LATE LAST 2 YEARS
TOTAL DUE
TOTAL DUE AFTER GRACE
TOTAL DUE TO BALLOON OR MATURITY
TOTAL INT TO BALLOON OR MATURITY
TOTAL PAYMENTS DUE
TOTAL PMTS W FEES AND LATE CHGS
TOTAL PMTS W FEES AND PARTIAL
TOTAL PMTS W LATE AND PARTIAL
TOTAL PMTS WITH LATE CHARGES
TOT PMTS WITH LOAN FEES
TOT PMTS WITH PARTIAL
TOTAL PRINCIPAL AND INTEREST DUE
TRANSFER ACCOUNT
TYPE
USER DEFINED C17
USER DEFINED C34

 

Basic Loan Fields:

AMOUNT OVER CREDIT LIMIT
AMOUNT TO BE DISBURSED
CANCEL REQUEST DATE
COMPANY ADDRESS 1
COMPANY ADDRESS 2
COMPANY ADDRESS 3
COMPANY CITY STATE ZIP
COMPANY CONTACT
COMPANY NAME
COMPANY NUMBER
COMPANY PHONE NUMBER
DISBURSE EXPIRATION DATE
DAYS BEFORE PAYMENT CHANGE
DAYS BEFORE RATE CHANGE
FEE ASSESSMENT AMOUNT
FEE DESCRIPTION
FHA ACCOUNT NUMBER
FHA PAYOFF AMOUNT
FHA PAYOFF DATE
FHA PO AMOUNT WITH PO FEE
FHA PO FEE
INVESTOR ADDRESS 1
INVESTOR ADDRESS 2
INVESTOR ADDRESS 3
INVESTOR ADDRESS 4
INVESTOR ADDRESS 5
LAST INDEX
LIP CAP PERIOD LENGTH
LIP CHARGE AMOUNT
LIP CURRENT INTEREST DUE
LIP DATE PERIOD STARTS
LIP DAYS BEFORE RATE CHANGE
LIP INSPECTION DATE
LIP INTEREST RETENTION
LIP LAST BILLED AMOUNT
LIP NEXT BILL OR CHARGE DATE
LIP NEXT INDEX
LIP NEXT INTEREST RATE
LIP NEXT RATE
LIP OLD BILL OR CHARGE DATE
LIP PERIODIC RATE MAXIMUM
LIP PERIODIC RATE MINIMUM
LIP PERIODIC START RATE
LIP PREVIOUS INDEX
LIP PRIOR UNPAID CHARGES
LIP PRIOR UNPAID NEW CHARGES
LIP PRIOR UNPAID OLD CHARGES
LIP PRIOR UNPAID W PROJECTED LATE
LIP RATE CHANGE DATE
LIP RATE CHANGE FREQUENCY
LIP RETENTION AMOUNT
LIP TOTAL DUE WITH LATE AND FEES
LIP TOTAL DUE WITH LATE CHGS
LIP TOTAL INTEREST DUE
NEG R1 ACCRUED INTEREST
NEG R1 BALANCE
NEG R1 DATE LAST ACCRUED
NEG R1 INTEREST PAID
NEG R1 INTEREST RATE
NEG R2 ACCRUED INTEREST
NEG R2 BALANCE
NEG R2 DATE LAST ACCRUED
NEG R2 INTEREST PAID
NEG R2 INTEREST RATE
NEG RSV YTD INT PAID LAST YEAR
NEG RSV YTD INT PAID THIS YEAR
NEW INDEX
NEW PAYMENT WITH SUBSIDY
NEW PAYMENT WITHOUT SUBSIDY
NEW TOTAL PAYMENT

NEXT PAYMENT PRINCIPAL PORTION

NEXT PAYMENT INTEREST PORTION
NEXT SUBSIDY PAYMENT
OLD INDEX
OLD INTEREST RATE
OLD TOTAL PAYMENT
ORIGINAL ADD ON AMOUNT
PO ACCRUED INTEREST
PO AMOUNT
PO CUSTOMER MESSAGE LINE 1
PO CUSTOMER MESSAGE LINE 2
PO CUSTOMER MESSAGE LINE 3
PO DATE
PO EXPIRATION DATE
PO FEES
PO INTEREST CALCULATION CODE
PO INTEREST ON NEGATIVE ESCROW/RESERVES
PO LATE CHARGES
PO LIP ACCRUED INTEREST
PO LIP CUSTOMER BALANCE
PO LIP UNDISBURSED BALANCE
PO MISC ADJUSTMENT AMT 1
PO MISC ADJUSTMENT AMT 2
PO MISC ADJUSTMENT AMT 3
PO MISC ADJUSTMENT AMT 4
PO MISC ADJUSTMENT AMT 5
PO MISC DESCRIPTION 1
PO MISC DESCRIPTION 2
PO MISC DESCRIPTION 3
PO MISC DESCRIPTION 4
PO MISC DESCRIPTION 5
PO MISCELLANEOUS FUNDS
PO NAME LINE 1
PO NAME LINE 2
PO NAME LINE 3
PO NAME LINE 4
PO PARTIAL PAYMENTS
PO PER DIEM
PO PER DIEM CALCULATION CODE
PO PRINCIPAL BALANCE
PO RATE
PO RSV 1 AND RSV 2 BALANCES
PO RSV 1 AND RSV 2 INTEREST
PO SUBSIDY BALANCE
POLICY COVERAGE AMOUNT
POLICY NUMBER
ROUND RATE E T Q
SUBSIDY ACCRUED INTEREST
SUBSIDY EFFECTIVE DATE
SUBSIDY EXPIRATION DATE
78 PERCENT DATE
80 PERCENT AMOUNT
80 PERCENT DATE

 

ARM Fields:

ARM 2ND NEXT P/I CHANGE DATE
ARM 2ND NEXT RATE CHANGE DATE
ARM ACCRUAL INDEX 1
ARM ACCRUAL RATE 1
ARM ACCRUAL RATE EFFECTIVE DATE 1
ARM ACCRUAL INDEX 2
ARM ACCRUAL RATE 2
ARM ACCRUAL RATE EFFECTIVE DATE 2
ARM ACCRUAL INDEX 3
ARM ACCRUAL RATE 3
ARM ACCRUAL RATE EFFECTIVE DATE 3
ARM ACCRUAL INDEX 4
ARM ACCRUAL RATE 4
ARM ACCRUAL RATE EFFECTIVE DATE 4
ARM ACCRUAL INDEX 5
ARM ACCRUAL RATE 5
ARM ACCRUAL RATE EFFECTIVE DATE 5
ARM ACCRUAL INDEX 6
ARM ACCRUAL RATE 6
ARM ACCRUAL RATE EFFECTIVE DATE 6
ARM ACCRUAL INDEX 7
ARM ACCRUAL RATE 7
ARM ACCRUAL RATE EFFECTIVE DATE 7
ARM ACCRUAL INDEX 8
ARM ACCRUAL RATE 8
ARM ACCRUAL RATE EFFECTIVE DATE 8
ARM ACCRUAL INDEX 9
ARM ACCRUAL RATE 9
ARM ACCRUAL RATE EFFECTIVE DATE 9
ARM ACCRUAL INDEX 10
ARM ACCRUAL RATE 10
ARM ACCRUAL RATE EFFECTIVE DATE 10
ARM ACCRUAL INDEX 11
ARM ACCRUAL RATE 11
ARM ACCRUAL RATE EFFECTIVE DATE 11
ARM ACCRUAL INDEX 12
ARM ACCRUAL RATE 12
ARM ACCRUAL RATE EFFECTIVE DATE 12
ARM AMORTIZED P/I PAYMENT
ARM AMORTIZED PRINCIPAL BALANCE

ARM BASE INDEX CHANGE
ARM DAYS BEFORE RATE CHANGE
ARM DIFF BETWEEN NXT CURRENT INDEX
ARM DIFF BETWEEN NXT ORIGINAL RATE
ARM GRADUATED PMT INCREASE PERCENT
ARM INDEX PLUS OFFSET LESS ACCR RT

ARM INDEX PUBLISHING FREQUENCY
ARM INTEREST ACCRUAL RATE
ARM INTEREST ONLY P/I PAYMENT
ARM INTEREST RATE POINTER
ARM LENGTH OF RATE CAP PERIOD
ARM MOST RECENT P/I CHANGE DATE
ARM MOST RECENT P/I PAYMENT
ARM MOST RECENT TOTAL PAYMENT

ARM NAME OF RATE INDEX
ARM NEW INDEX
ARM NEW INDEX WITH OFFSET
ARM NEW P/I PAYMENT
ARM NEW R1 PAYMENT
ARM NEW R2 PAYMENT
ARM NEW SUBSIDY PAYMENT
ARM NEW TOTAL PAYMENT
ARM NEXT INTEREST ACCRUAL RATE
ARM NEXT RATE CHANGE DATE
ARM OLD INDEX ARM OLD P/I PAYMENT
ARM OLD R1 PAYMENT
ARM OLD R2 PAYMENT
ARM OLD SUBSIDY PAYMENT
ARM OLD TOTAL PAYMENT
ARM ORIGINAL RATE
ARM P/I PAYMENT BASED ON INC LIMIT
ARM P/I PAYMENT CHANGE COUNTER
ARM P/I PAYMENT CHANGE DATE
ARM P/I PAYMENT CHANGE FREQUENCY
ARM P/I PAYMENT INCREASE LIMIT
ARM PAYMENT RATE
ARM RATE AT PERIOD START
ARM RATE CHANGE FREQUENCY
ARM RATE CHANGE MINIMUM
ARM REMAINING TERM

ARM SOURCE OF RATE INDEX
ARM START OF ACCRUAL PERIOD
DEFERRED INTEREST

PREPAYMENT PENALTY END DATE

PROJECTED PMT PRINCIPAL PORTION

PROJECTED PMT INTEREST PORTION
YTD DEFERRED INTEREST