Navigation: Institution Options Screen > GOLD ExceptionManager Tab > Deposits Tab > Negative Options field group >
Negative Charge Applies to ATM Only
Entry: User, checkbox
F/M: Yes
Mnemonic: OINATM
Institution Option: NATM
Check this box if you want to only charge an afterhours fee on ATM transactions that take an account negative. If this box is not checked, all transactions (including ATM transactions) that cause an account to go negative will be charged a fee; however, the fee cannot exceed the amount in the Negative Charge Limit Per Day field.