Navigation:  Institution Options Screen > GOLD ExceptionManager Tab > Deposits Tab > Negative Options field group > Warning in GEM for Negative Account

Entry: User, checkbox

F/M: Yes

Mnemonic: OINGGM

 

Institution Option: NGGM

 

This option is for accounts that go negative in the afterhours or in immediate ACH posting during the day. Check this box if you want all transactions that take accounts negative or more negative to be sent to GOLD ExceptionManager, so that you can print a notice for your customers.

 

If this option is not set, accounts using negative limits are not considered an exception and will not go to GEM if the account goes negative or stays negative after a deposit transaction.

 

In addition, the following conditions will cause the account to go to GEM regardless of this option being set:

 

•Institution option OPTM (Force Post With Warning) is set.

•Overriding a condition on accounts with negative balances.